FCA response to recent High Court Motor Finance Judicial Review Decision
This week the High Court found in favour of the Financial Ombudsman Service (FOS) in a review of its decision to uphold a complaint…
Our Blog
All the latest news from the legal industry as well as information relating to Bott and Co and our company developments and events.
In depth articles written by our expert legal team members covering subjects such as specific cases, changes in the industry and changes in law.
High Court Finds In Favour Of FOS In Mis-Sold Motor Finance Judicial Review
The High Court has found in favour of the Financial Ombudsman in a review of its decision to uphold a complaint relating to a discretionary commission arrangement in a motor finance agreement.
Supreme Court Grants Permission To Appeal In Johnson v. FirstRand Bank Ltd: A Pivotal Moment in Mis-Sold Motor Finance Cases
The UK Supreme Court has decided to grant permission to appeal in the case of Johnson v. FirstRand Bank Ltd. This landmark case is poised to redefine consumer protection and financial accountability in the motor finance industry.
FCA Delays On Car Finance Mis-Selling Cases: What This Means for You
The FCA has announced a significant delay in its timeline for deciding on potential mis-selling of car finance claims. We discuss what this means for consumers.
Proposed Extension To Allow Car Finance Firms More Time To Manage Hidden Commission Complaints
The UK’s Financial Conduct Authority (FCA) is proposing to give motor finance firms more time to address complaints about commission disclosures.
How To Find Your Historical Car Finance Agreements For A Mis-Sold Car Finance Claim
In addition to our instant car finance agreement finder, we recommend 7 ways to find historical car finance agreements to start your claim for mis-sold car finance.
Why Use A Solicitor Such As Bott and Co For Mis-Sold Car Finance Claims?
Bott and Co recognise the concerns raised in a recent article regarding the use of solicitors and claims management companies for mis-sold car finance claims, however we feel that certain aspects of the article did not fully reflect the broader context of our work.
Bott and Co Welcomes FCA Ruling on Car Finance Commission Complaints, Clearing the Way for Broader Consumer Redress
In a major development for car finance claimants, the FCA today announced a consultation to extend the timeframe for responding to non-DCA motor finance commission complaints.
A Landmark Shift: Court of Appeal Decision on Secret Car Finance Commission in Johnson, Wrench, and Hopcraft Cases
The recent Court of Appeal decision in the cases of Johnson, Wrench, and Hopcraft marks a significant development in the realm of financial law, particularly concerning car finance commission payments to third parties.
Court Rules For Consumers In Motor Finance Appeal Case
The decision of the Court of Appeal on the cases of Johnson, Wrench and Hopcraft were published today and there was a resounding, unanimous…
Major Airlines Accused of Dodging Flight Delay Compensation Claims
New data from Bott and Co has revealed that many airlines are avoiding paying passengers the compensation they’re entitled to under EU Regulation 261.
Bott and Co Collaborate with Reclaim247 to Simplify Mis-sold Car Finance Claims
Bott and Co has joined forces with Reclaim247 to make the car finance claims process much simpler. Through the collaboration of multiple award winning…
Bott and Co Achieves ISO 27001 Accreditation
Bott and Co has received ISO 27001 certification demonstrating its strict compliance to the highest standards of information security standards and client data.
Major Win For Passengers Claiming Compensation For Delays Caused By Crew Sickness
In a landmark ruling on July 10th, 2024, the Supreme Court delivered a decisive victory for air passengers in the case of Lipton v BA City Flyer. The court determined that crew sickness does not qualify as an extraordinary circumstance.
Mis-sold Car Finance – 3 Months On From Landmark Ruling, What’s Changed?
Despite legal rulings, both lenders and high street banks are stalling on their obligations towards the thousands of consumers who have been deceived by their unfair practices.
Supreme Court Judgement Provides Clarity on Valuations For ‘Mixed Injuries’ Cases
Today’s judgment in the cases of Hassam v Laditan and Rabot v Briggs provides further certainty on how law firms and insurers approach the valuation of low value motor claims involving a mixture of whiplash and non-whiplash injuries.
Celebrating Two Decades Of Airline Passenger Rights: EU Regulation 261/2004 Marks 20th Anniversary
We celebrate the 20th anniversary of EU Regulation 261/2004, a landmark legislation that has empowered air travellers across the European Union with unprecedented rights and protections.
Financial Ombudsman Service Decision On Pivotal Test Case Of Young Vs Black Horse May Lead To Consumers Recovering Compensation For Mis Sold Car Finance Agreements
Legal rights for individuals who may have been mis sold car finance agreements may be significantly improved after the Financial Ombudsman Service reached a decision on a test case involving a Bott and Co client.
Financial Ombudsman Service’s Decision On Car Finance Mis Selling May Be Imminent
A decision from the Financial Ombudsman Service in relation to the mis-selling of car finance agreements is expected to be made imminently. It is hoped that the imminent decision finally provides a clear legal precedent on how these types of claims can be made.
Supreme Court Clears Way For Historical Mis-Sold Motor Finance Claims Over Hidden Broker Commissions
In a landmark decision delivered by the Supreme Court, consumers who have been mis-sold financial products may now have a stronger chance of successfully claiming against lenders for not disclosing broker commission details.
Travel Disruption Leads to Hundreds of Cancelled Flights – Know Your Rights
In April 2022, travel had resumed, and holidaymakers were getting ready to set off on Easter breaks. However, staff shortages meant that countless flights were cancelled, and many passengers missed their departure times as a result of long airport queues.
Supreme Court Endorses Bott and Co’s Inventive and Entrepreneurial Approach to Modern Legal Services
On 16th March 2022, the Supreme Court ruled in favour of Bott and Co, concluding a five-year battle to protect our fees and continue providing access to justice for consumers.
Lockdown Rider Sets Her Sights On Elite-level Cycling
Bott and Co have been supporting a student from Cheshire who switched gears during lockdown and embarked on a journey that has since seen her take part in the 2021 Tour Series, Britain’s leading circuit race and representing GB in Australia in 2022
Car Finance Market Mis-selling Scandal Explained
In March 2019, the findings of an investigation by the Financial Conduct Authority (FCA) uncovered concerning evidence of widespread unclear and excessive car finance costs, affecting millions of UK drivers. Even more shocking is the discovery that the secret commission methods were used on what is commonly represented to be the most cost-effective way of buying a car.
Will The Cycling Wheels Keep Turning Into A Post-Covid Future?
Cycling during lockdown provided safer, practical and physical benefits for many. A sharp rise in sales left retailers struggling to meet demand and at…
Yet Another Airline Tactic: The “2 Hours and 59 Minutes Delay”
Bott and Co has unveiled another airline tactic: airlines often state that a flight delay lasted 2 hours 59 minutes, which is often a “get out of jail free” card, as this length of delay means they aren’t legally obliged to pay out.
Bott and Co Welcomes Ruling Not To Overturn Dangerous Driving Conviction Due To Close Pass
Bott and Co welcomes a Northern Ireland ruling not to overturn a dangerous driving conviction to the lesser offence of careless driving following the very close pass of club cyclists. There is an urgent need for case law on the subject of close passes.
Tour Operators Are Legally Obliged To Provide For Disabled Holidaymakers
Travelling without limits should be possible for everyone, whether able bodied or not. Unfortunately this doesn’t always happen. It’s paramount that people with reduced mobility aren’t discouraged from booking a holiday, and it’s equally important that should the worst happen, holidaymakers are aware of their rights.
Manchester 100K: The Comeback
Bott and Co’s Senior Partner David Bott and Operations Manager Ann McLoughlin joined thousands of cycling enthusiasts at this year’s Manchester 100 charity event.
Good News For Cyclists With Shake-up To The Highway Code
The Highway Code is set to change so that cyclists will have right of way and increased safety on UK roads. Cycling charities are speaking out to highlight the importance of everybody being more uniform in their behaviour to prevent confusion.
The ECJ Rules that Delayed Connecting Flights to Destinations Outside of the EU Are Claimable
The ECJ has ruled that non-EU connecting flights are now eligible for compensation if the cause is not extraordinary circumstances
Judges Rule Airline Staff Strikes Are Claimable
European Judges have today ruled in passengers’ favour at the highest court in the European Union, the Court of Justice, in a case worth tens of millions of pounds in compensation a year to passengers.
Foodie Capitals of the World
Have you ever wondered how many different national cuisines (e.g. Italian, Chinese, Ethiopian, etc) are on offer in the world’s greatest cities? We analysed the restaurant data in Google Maps to find out. New York and London lead the pack of the world’s foodie capitals. Explore the full results.
Judge Rules Bird Strike Flight Delays Aren’t Claimable
Judges have today ruled in the airline industry’s favour at the highest court in Europe, the Court of Justice of the European Union, in a case relating to whether flight delays caused by bird strikes are claimable under EU Regulation 261/2004.
Flight Delay Compensation – Judge Rules In Favour Of Infant Passenger
A Judge has today ruled at Liverpool County Court that infant passengers are entitled to flight delay compensation in a case that Bott and Co estimate could be worth £10m a year to consumers.