Home Our People Coby Benson Coby Benson Contact Details Phone: 01625 415800 Fax: 01625 415900 Coby is a consumer rights solicitor and a leading authority in the UK on EU Regulation 261/2004 and mis sold car finance. He has been with Bott and Co for over fifteen years, and in that time has dealt with several high profile cases that have helped define and shape the law as it is today. Coby has won many accolades at esteemed award ceremonies, including Rising Star of the Year at the Modern Law Awards and Associate of the Year at the Manchester Legal Awards. As a member of The Law Society, he was highly commended for the Senior Lawyer of the Year at the Law Society Excellence Awards. At Bott and Co, Coby was instrumental in establishing a new legal service in flight delay compensation, where his focus is on recovering compensation for airline passengers, whose claims have been ignored or declined by airlines. He has been at the forefront of significant flight delay compensation cases that resulted in victory for millions of passengers, including Huzar v Jet2 and Dawson v Thomson. In recent years, Coby has been central to establishing a new Mis Sold Motor Finance department at Bott and Co. In addition, he has played a significant role in the landmark case of Mrs Young vs Black Horse Coby has appeared on BBC Radio 4, BBC Radio 5 Live, Key 103 and BBC Television, Sky, and ITV News. He is regularly quoted in numerous national and regional newspapers including The Daily Telegraph, The Times, The Guardian, The Daily Mail, and The Independent. Recent Media Mis-sold Car Finance Birmingham Mail – Bott and Co says that the average payout for mis-sold car finance was estimated at about £1,600. Could you be owed compensation? The Telegraph – Car deliveries halted amid fears motor finance scandal is ‘bigger than PPI’ – Bott and Co explain people’s rights Legal Futures – Bott and Co express disappointment that consumer car finance claims are being delayed further by FCA The Sun – Bott and Co Solicitor Coby Benson reveals that Brits are due ‘billions’ over dodgy car finance deals, and explains how to make a claim The Sun – Bott and Co investigation discovers that unscrupulous and even illegal tactics were regularly employed by major car finance provider The Times – Coby talks about the mis-sold car finance scandal and people’s rights to compensation The Times – Coby addresses the Barclays legal challenge which could hold up mis-sold car finance payouts worth billions Flight Compensation The Independent – Bott and Co hail major win for passengers claiming compensation for crew sickness delays after Supreme Court ruling Daily Mail – Bott and Co discuss how court ruling entitles tens of thousands of holidaymakers to compensation for crew sickness delays iNews – A report by Bott and Co reveals how major airlines are dodging compensation claims, necessitating court proceedings before paying out! iNews – Coby Benson talks about passenger travel rights due to extreme weather The Guardian – Coby Benson talks about passenger rights in regards to name changes and inputting wrong details when purchasing tickets The Scotsman – Coby explains the importance of EU Regulation and how these passenger protections are crucial The Mirror – Air traffic misery: Coby explains your compensation and refund rights if you’re caught up in chaos The Mirror – Your refund rights explained hundreds of flights to Europe cancelled due to storm Expertise Litigation Strategy Education Graduate of The University of Liverpool Postgraduate Diploma in Legal Practice – Manchester Metropolitan University Professional Memberships and Affiliations The Law Society Member SRA Regulated Solicitor Outside Work In his spare time, Coby enjoys reading, watching films, rock climbing and playing badminton. Articles by Coby Benson Posted on November 13, 2024 by Coby Benson Bott and Co Welcomes FCA Ruling on Car Finance Commission Complaints, Clearing the Way for Broader Consumer Redress In a major development for car finance claimants, the FCA today announced a consultation to extend the timeframe for responding to non-DCA motor finance commission complaints. Posted on November 7, 2024 by Coby Benson A Landmark Shift: Court of Appeal Decision on Secret Car Finance Commission in Johnson, Wrench, and Hopcraft Cases The recent Court of Appeal decision in the cases of Johnson, Wrench, and Hopcraft marks a significant development in the realm of financial law, particularly concerning car finance commission payments to third parties. Posted on November 6, 2024 by Coby Benson PCP Claims – Claim Compensation For Your Mis-sold PCP Finance Agreement You may be eligible to claim for compensation for your car finance agreement if you purchased a car or motor vehicle through PCP financing between April 2007 and January 28, 2021, and the agreement was potentially mis-sold. We explain your legal rights. Posted on November 6, 2024 by Coby Benson Mis-sold Car Finance Claims Calculator Check to see how much compensation you may be due for a mis-sold car finance claim. Our calculator is for illustrative purposes only. Posted on November 6, 2024 by Coby Benson Close Brothers Finance Claims You may have a legal right to claim compensation from Close Brothers Finance if you think you were mis-sold a car finance agreement by Close Brothers when purchasing your vehicle. Posted on November 6, 2024 by Coby Benson Moneybarn Finance Claims What Is A Moneybarn Finance Claim? You may have a legal right to claim compensation from Moneybarn Finance if you think you were mis-sold… Posted on November 6, 2024 by Coby Benson Volkswagen Finance Claims You may have a legal right to claim compensation from Volkswagen Finance if you think you were mis-sold a car finance agreement by Volkswagen when purchasing your vehicle. Posted on November 6, 2024 by Coby Benson Claim For Mis-Sold Car Finance From Black Horse We are the law firm that won the landmark Young Vs Black Horse mis-sold car finance case, which led the FCA to launch its investigation into hidden discretionary commission arrangements earlier this year. We explain your rights to claim compensation from Black Horse. Posted on November 6, 2024 by Coby Benson Mis-sold Car Finance Claims We are the law firm that won the landmark mis-sold car finance case, which led the FCA to launch its investigation into hidden car finance commissions earlier this year. We explain your rights to reclaiming £1,000’s in compensation for mis-sold car finance. Posted on November 6, 2024 by Coby Benson HP Finance Claims We explain your legal rights to claim compensation for your HP finance agreement if you think the finance agreement may have been mis-sold. Posted on September 23, 2024 by Coby Benson Turkish Airlines Flight Compensation If your Turkish Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson Qatar Airways Flight Compensation If your Qatar Airways flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson Brussels Airlines Flight Compensation If your Brussels Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson KLM Flight Compensation If your KLM flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson Lufthansa Flight Compensation If your Lufthansa flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson Iberia Flight Compensation If your Iberia flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson United Airlines Flight Compensation If your United Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on September 23, 2024 by Coby Benson American Airlines Flight Compensation If your American Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on August 11, 2024 by Coby Benson How Many Hours Do You Need To Be Delayed To Claim Flight Compensation? Under EU Regulation 261, you’ll be eligible to claim compensation if your flight is delayed three hours or more than the originally scheduled arrival time, and the delay is the airline’s responsibility and not an extraordinary circumstance. The legal definition of arrival time is when the first aircraft door has been opened. Posted on June 13, 2024 by Coby Benson Claim Refunds For Flight Delays, Cancellations And Missed Flights You may be able to claim a full refund for your airline ticket and compensation if your flight was cancelled less than 14 days before the departure date and the airline could not provide you with an alternative flight that arrived within 2 hours of the originally scheduled arrival time. Posted on June 13, 2024 by Coby Benson Wizz Air Compensation If your Wizz Air flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on June 13, 2024 by Coby Benson Jet2 Flight Compensation If your Jet2 flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on June 13, 2024 by Coby Benson TUI Flight Compensation If your TUI flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on June 13, 2024 by Coby Benson Virgin Atlantic Flight Compensation If your Virgin Atlantic flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on June 13, 2024 by Coby Benson British Airways Flight Compensation If your British Airways flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on June 13, 2024 by Coby Benson easyJet Flight Compensation If your easyJet flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation. Posted on June 13, 2024 by Coby Benson Overbooked Flight Compensation Under EU Regulation 261, airlines are legally obliged to compensate passengers who are bumped from a flight due to overbooking. If you were not allowed to board your flight because of overbooking, you can claim compensation up to £520 or get a full refund. Posted on June 13, 2024 by Coby Benson Flight Diverted Compensation EU Regulation 261 and your rights to claim compensation applies to all types of flight delays, including if your flight was diverted to another airport and you arrived at your original destination more than three hours later than originally scheduled. Posted on June 13, 2024 by Coby Benson Denied Boarding Flight Compensation Claims If you have been denied boarding your flight through no fault of your own, you may be entitled to flight compensation of up to £520. To claim compensation, you must show that you were a responsible passenger and have not given the airline any reason not to allow you to board the plane. Posted on June 13, 2024 by Coby Benson Missed Connecting Flight Compensation If you have arrived at your final destination more than three hours later than scheduled because of a missed connection, you may be able to claim flight compensation if the delay was not due to an extraordinary circumstance. The airline is responsible for booking you on the next available flight and providing care and assistance. Posted on June 13, 2024 by Coby Benson Manchester Airport Claim up to £520 in compensation if your flight at Manchester Airport has been delayed or cancelled. Check your flight in less than 60 seconds. Posted on June 13, 2024 by Coby Benson Luton Airport Claim up to £520 in compensation if your flight at Luton Airport has been delayed or cancelled. Check your flight in less than 60 seconds. Posted on June 13, 2024 by Coby Benson Stansted Airport Claim up to £520 in compensation if your flight at Stansted Airport has been delayed or cancelled. Check your flight in less than 60 seconds. Posted on June 13, 2024 by Coby Benson Gatwick Airport Claim up to £520 in compensation if your flight at Gatwick Airport has been delayed or cancelled. Check your flight in less than 60 seconds. Posted on June 13, 2024 by Coby Benson Heathrow Airport Claim up to £520 in compensation if your flight at Heathrow Airport has been delayed or cancelled. Check your flight in less than 60 seconds. Posted on July 12, 2023 by Coby Benson Flight Delay Compensation Our flight delay compensation process couldn’t be simpler. All you need to do is add your flight details to our calculator and our massive flight data library will go to work to give you an instant decision on your claim. Posted on July 12, 2023 by Coby Benson EU261 Compensation Claims & Airline Passenger Rights EU261 provides legal rights for airline passengers to claim compensation up to £520 if their flight is delayed or cancelled or if they were denied boarding and it was not the responsibility of the airline. Posted on July 12, 2023 by Coby Benson What Are Extraordinary Circumstances When Claiming Compensation For Flight Delays And Flight Cancellations Extraordinary circumstances are defined in EU Regulation 261/2004 – the law surrounding delayed flights, denied boarding, downgrading and flight cancellations. Posted on March 14, 2023 by Coby Benson Cancelled Flight Compensation Claims If your flight has been cancelled by the airline then you may be able to claim flight cancellation compensation of up to £520, depending on the circumstances and how much notice the airline gave you of the cancellation. Posted on July 1, 2019 by Coby Benson My Flight Is Cancelled Or Delayed Due To Bad Weather, When Can I Claim Compensation? EU Regulation 261 provides airline passengers the right to claim compensation for flight delays and cancellations caused by bad weather if the weather is not considered “freak” or “wholly exceptional” or if the weather conditions have not forced air traffic control to limit the number of flights. Posted on July 1, 2019 by Coby Benson When Can You Claim Compensation For Delayed Or Cancelled Flights Due To Strikes Or Industrial Action? Under EU Regulation 261, airline passengers have the right to claim compensation only if the airline’s employees are on strike and the strike has caused a delay of at least 3 hours or a flight cancellation. Posted on July 1, 2019 by Coby Benson Flight Compensation Claims For Delays And Cancellations Caused By Airline Crew Sickness As recently as July 2024, the Supreme Court ruled in favour of passengers, determining that crew sickness is not an extraordinary circumstance and that delays and cancellations caused by it are claimable. Contact Details Phone: 01625 415800 Fax: 01625 415900
Posted on November 13, 2024 by Coby Benson Bott and Co Welcomes FCA Ruling on Car Finance Commission Complaints, Clearing the Way for Broader Consumer Redress In a major development for car finance claimants, the FCA today announced a consultation to extend the timeframe for responding to non-DCA motor finance commission complaints.
Posted on November 7, 2024 by Coby Benson A Landmark Shift: Court of Appeal Decision on Secret Car Finance Commission in Johnson, Wrench, and Hopcraft Cases The recent Court of Appeal decision in the cases of Johnson, Wrench, and Hopcraft marks a significant development in the realm of financial law, particularly concerning car finance commission payments to third parties.
Posted on November 6, 2024 by Coby Benson PCP Claims – Claim Compensation For Your Mis-sold PCP Finance Agreement You may be eligible to claim for compensation for your car finance agreement if you purchased a car or motor vehicle through PCP financing between April 2007 and January 28, 2021, and the agreement was potentially mis-sold. We explain your legal rights.
Posted on November 6, 2024 by Coby Benson Mis-sold Car Finance Claims Calculator Check to see how much compensation you may be due for a mis-sold car finance claim. Our calculator is for illustrative purposes only.
Posted on November 6, 2024 by Coby Benson Close Brothers Finance Claims You may have a legal right to claim compensation from Close Brothers Finance if you think you were mis-sold a car finance agreement by Close Brothers when purchasing your vehicle.
Posted on November 6, 2024 by Coby Benson Moneybarn Finance Claims What Is A Moneybarn Finance Claim? You may have a legal right to claim compensation from Moneybarn Finance if you think you were mis-sold…
Posted on November 6, 2024 by Coby Benson Volkswagen Finance Claims You may have a legal right to claim compensation from Volkswagen Finance if you think you were mis-sold a car finance agreement by Volkswagen when purchasing your vehicle.
Posted on November 6, 2024 by Coby Benson Claim For Mis-Sold Car Finance From Black Horse We are the law firm that won the landmark Young Vs Black Horse mis-sold car finance case, which led the FCA to launch its investigation into hidden discretionary commission arrangements earlier this year. We explain your rights to claim compensation from Black Horse.
Posted on November 6, 2024 by Coby Benson Mis-sold Car Finance Claims We are the law firm that won the landmark mis-sold car finance case, which led the FCA to launch its investigation into hidden car finance commissions earlier this year. We explain your rights to reclaiming £1,000’s in compensation for mis-sold car finance.
Posted on November 6, 2024 by Coby Benson HP Finance Claims We explain your legal rights to claim compensation for your HP finance agreement if you think the finance agreement may have been mis-sold.
Posted on September 23, 2024 by Coby Benson Turkish Airlines Flight Compensation If your Turkish Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson Qatar Airways Flight Compensation If your Qatar Airways flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson Brussels Airlines Flight Compensation If your Brussels Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson KLM Flight Compensation If your KLM flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson Lufthansa Flight Compensation If your Lufthansa flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson Iberia Flight Compensation If your Iberia flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson United Airlines Flight Compensation If your United Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on September 23, 2024 by Coby Benson American Airlines Flight Compensation If your American Airlines flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on August 11, 2024 by Coby Benson How Many Hours Do You Need To Be Delayed To Claim Flight Compensation? Under EU Regulation 261, you’ll be eligible to claim compensation if your flight is delayed three hours or more than the originally scheduled arrival time, and the delay is the airline’s responsibility and not an extraordinary circumstance. The legal definition of arrival time is when the first aircraft door has been opened.
Posted on June 13, 2024 by Coby Benson Claim Refunds For Flight Delays, Cancellations And Missed Flights You may be able to claim a full refund for your airline ticket and compensation if your flight was cancelled less than 14 days before the departure date and the airline could not provide you with an alternative flight that arrived within 2 hours of the originally scheduled arrival time.
Posted on June 13, 2024 by Coby Benson Wizz Air Compensation If your Wizz Air flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on June 13, 2024 by Coby Benson Jet2 Flight Compensation If your Jet2 flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on June 13, 2024 by Coby Benson TUI Flight Compensation If your TUI flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on June 13, 2024 by Coby Benson Virgin Atlantic Flight Compensation If your Virgin Atlantic flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on June 13, 2024 by Coby Benson British Airways Flight Compensation If your British Airways flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on June 13, 2024 by Coby Benson easyJet Flight Compensation If your easyJet flight arrives more than three hours later than the scheduled arrival time, is cancelled within 14 days of departure, or you are involuntarily denied boarding, you may be able to claim compensation.
Posted on June 13, 2024 by Coby Benson Overbooked Flight Compensation Under EU Regulation 261, airlines are legally obliged to compensate passengers who are bumped from a flight due to overbooking. If you were not allowed to board your flight because of overbooking, you can claim compensation up to £520 or get a full refund.
Posted on June 13, 2024 by Coby Benson Flight Diverted Compensation EU Regulation 261 and your rights to claim compensation applies to all types of flight delays, including if your flight was diverted to another airport and you arrived at your original destination more than three hours later than originally scheduled.
Posted on June 13, 2024 by Coby Benson Denied Boarding Flight Compensation Claims If you have been denied boarding your flight through no fault of your own, you may be entitled to flight compensation of up to £520. To claim compensation, you must show that you were a responsible passenger and have not given the airline any reason not to allow you to board the plane.
Posted on June 13, 2024 by Coby Benson Missed Connecting Flight Compensation If you have arrived at your final destination more than three hours later than scheduled because of a missed connection, you may be able to claim flight compensation if the delay was not due to an extraordinary circumstance. The airline is responsible for booking you on the next available flight and providing care and assistance.
Posted on June 13, 2024 by Coby Benson Manchester Airport Claim up to £520 in compensation if your flight at Manchester Airport has been delayed or cancelled. Check your flight in less than 60 seconds.
Posted on June 13, 2024 by Coby Benson Luton Airport Claim up to £520 in compensation if your flight at Luton Airport has been delayed or cancelled. Check your flight in less than 60 seconds.
Posted on June 13, 2024 by Coby Benson Stansted Airport Claim up to £520 in compensation if your flight at Stansted Airport has been delayed or cancelled. Check your flight in less than 60 seconds.
Posted on June 13, 2024 by Coby Benson Gatwick Airport Claim up to £520 in compensation if your flight at Gatwick Airport has been delayed or cancelled. Check your flight in less than 60 seconds.
Posted on June 13, 2024 by Coby Benson Heathrow Airport Claim up to £520 in compensation if your flight at Heathrow Airport has been delayed or cancelled. Check your flight in less than 60 seconds.
Posted on July 12, 2023 by Coby Benson Flight Delay Compensation Our flight delay compensation process couldn’t be simpler. All you need to do is add your flight details to our calculator and our massive flight data library will go to work to give you an instant decision on your claim.
Posted on July 12, 2023 by Coby Benson EU261 Compensation Claims & Airline Passenger Rights EU261 provides legal rights for airline passengers to claim compensation up to £520 if their flight is delayed or cancelled or if they were denied boarding and it was not the responsibility of the airline.
Posted on July 12, 2023 by Coby Benson What Are Extraordinary Circumstances When Claiming Compensation For Flight Delays And Flight Cancellations Extraordinary circumstances are defined in EU Regulation 261/2004 – the law surrounding delayed flights, denied boarding, downgrading and flight cancellations.
Posted on March 14, 2023 by Coby Benson Cancelled Flight Compensation Claims If your flight has been cancelled by the airline then you may be able to claim flight cancellation compensation of up to £520, depending on the circumstances and how much notice the airline gave you of the cancellation.
Posted on July 1, 2019 by Coby Benson My Flight Is Cancelled Or Delayed Due To Bad Weather, When Can I Claim Compensation? EU Regulation 261 provides airline passengers the right to claim compensation for flight delays and cancellations caused by bad weather if the weather is not considered “freak” or “wholly exceptional” or if the weather conditions have not forced air traffic control to limit the number of flights.
Posted on July 1, 2019 by Coby Benson When Can You Claim Compensation For Delayed Or Cancelled Flights Due To Strikes Or Industrial Action? Under EU Regulation 261, airline passengers have the right to claim compensation only if the airline’s employees are on strike and the strike has caused a delay of at least 3 hours or a flight cancellation.
Posted on July 1, 2019 by Coby Benson Flight Compensation Claims For Delays And Cancellations Caused By Airline Crew Sickness As recently as July 2024, the Supreme Court ruled in favour of passengers, determining that crew sickness is not an extraordinary circumstance and that delays and cancellations caused by it are claimable.